Service Provider means any natural or legal person who processes the data on behalf of the Company.Personal Data is any information that relates to an identified or identifiable individual.Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.Country refers to: New York, United States.Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to Sushi By Bou Global, LLC, 16 W 16th Street Apt.Account means a unique account created for You to access our Service or parts of our Service.The following definitions shall have the same meaning regardless of whether they appear in singular or in plural. The words of which the initial letter is capitalized have meanings defined under the following conditions. Our wedding expenses are higher than we expected, but still roughly in budget, due to the rising costs and supply chain issues.Interpretation and Definitions Interpretation We're covering all the wedding expenses ourselves, split 50/50, so that's the big expense we're paying off this year. and I are planning our big wedding celebration abroad this fall and are having a civil ceremony at City Hall prior. Fortunately, I landed the role I'm in now and negotiated a significant pay increase. I was also one of the many impacted by 2020 pandemic layoffs. Those experiences and roles stayed with me and I learned to never take a good job for granted. My first job out of college was working for a global conglomerate making $29,000, and my income wobbled in the mid-five-figure range across different jobs from 2009-2019, with several stints of unemployment. My partner, A., finished his doctorate and started working around the same time. I couldn't put much toward retirement until approximately three years ago when I switched jobs and started making double my previous salary (and hit the six-figure mark for the first time). Aside from the wedding costs, I have been putting a lot of my paychecks toward my employer's retirement plan since I feel very behind on those contributions. I'm amazed I bring in my current income working in nonprofit. I also have an after-tax Roth conversion set up within the plan.

I plan to max out the allowable contribution amount pre-tax this year. Retirement: Ranges month to month as I don't do an even distribution across the year to my employer's retirement offerings. Rent: $1,475 (my half of a two-bed/two-bath apartment shared with my fiancé in a large apartment complex, including one parking spot) Paycheck Amount (2x/month): $2,500-$3,000 depending on my retirement and transit deductions that month I live with my partner, A., and we keep our finances separate.)

The pension will pay out $1,000/month once I retire. The $40,000 is the lump sum I've chosen to leave in that account until I turn 65, as withdrawing from it prior to that would disqualify me from the lifetime pension payout. As a caveat, a previous employer had a rare pension set-up which I contributed to over many years.

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